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S., student loans can be an onerous burden for many adults just starting their careers.

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If your loan is in default or you have a grant overpayment and are not sure what type of loan or grant you have, check your original loan/grant documents or use our National Student Loan Data System.

If the loan/grant is not one of the program types listed above and is not assigned to the U. Department of Education, the information on this site does not apply to you.

A student loan refinance is a good choice for people who have seen advances in their income, career, or credit score since they were in school.

Our data-driven evaluation of your full financial profile gives us the ability to offer qualified borrowers lower, more personalized rates than traditional lenders can.

We look at data other lenders don’t, like savings, education, and earning potential.

This helps us build a better picture of your full financial profile so that we can offer the fairest rates possible rates.

Discover Card is serious about safeguarding your personal information online.

When you access your account and perform transactions on the Discover site we use 128-bit-Secure Sockets Layer (SSL) encryption technology-the most widely used method of securing internet transactions available today.

Luckily, student loans often offer special terms and provisions that make them a more affordable and manageable commitment for young college-bound students.

Most student loans offer lower interest rates, deferred payment options and a repayment grace period following graduation.

If you are a student loan debtor, it’s possible for the government to take a portion of your paycheck.

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